PAMR Full Business Plan

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GENERAL TERMS & CONDITIONS FORONLINE PAYMENTS

  1. Once a User has accepted these Termsand Conditions, he/ she may register and avail the Services.
  2. In these Terms and Conditions,the term “ChargeBack” shall mean,approved and settled credit card or netbanking purchase transaction(s) which are atany time refused, debited or charged back tomerchant account(and shall also includes imilar debits to Payment Service Provider’s accounts, if any) by the acquiring bank or credit card company for any reason whats oever,together with the bank fees, penalties and other charges incidental there to.
  3. Server Slow Down/Session Timeout : In case the Website or Payment Service Provider’s web page,that is linked to the Website, is experiencing any server related issues like ‘slow down’ or ‘failure’ or ‘session timeout’,the User shall,before initiating the second payment, check whether his/her Bank Account has been debited or not and accordingly resort to one of the following options:
    • In case the Bank Account appears to be debited, ensure that he/ she does not make the payment twice and immediately thereafter contact the Company via e-mail or any other mode of contact as provided by the Company to confirm payment.
    • In case the Bank Account is not debited, the User may initiate a fresh transaction to make payment.
    • However, the User agrees that under no circumstances the Payment Gateway Service Provider shall be held responsible for such fraudulent/duplicate transactions and hence no claims should be raised to Payment Gateway Service Provider. No communication received by the Payment Service Provider(s) in this regards shall be entertained by the Payment Service Provider(s).
  4. The Company and the Payment Service Provider(s) assume no liability whatsoever for any monetary or other damage suffered by the User on account of:
    • The delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Payment Gateway or Services in connection thereto; and/ or
    • Any interruption or errors in the operation of the Payment Gateway.
  5. The User agrees, understands and confirms that his/ her personal data including without limitation details relating to debit card/ credit card transmitted over the Internet may be susceptible to misuse, hacking, theft and/ or fraud and that the Company or the Payment Service Provider(s) have no control over such matters.
  6. Although all reasonable care has been taken towards guarding against unauthorized use of any information transmitted by the User, the Company does not represent or guarantee that the use of the Services provided by/ through it will not result in theft and/or unauthorized use of data over the Internet.
  7. The Company, the Payment Service Provider(s) and its affiliates and associates shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained on the Website.
  8. The User will be required to login his/ her own User ID and Password, given by the Company in order to register and/ or use the Services provided by Company on the Website. By accepting these Terms and Conditions the User aggress that his/ her User ID and Password are very important pieces of information and it shall be the User’s own responsibility to keep them secure and confidential. In furtherance hereof, the User agrees to:
    • Choose a new password, whenever required for security reasons.
    • Keep his/ her User ID & Password strictly confidential.
    • Be responsible for any transactions made by User under such User ID and Password.
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DEBIT/CREDIT CARD, BANK ACCOUNT DETAILS

  1. The User agrees that the debit/credit card details provided by him/ her for use of the aforesaid Service(s) must be correct and accurate and that the User shall not use a debit/ credit card, that is not lawfully owned by him/ her or the use of which is not authorized by the lawful owner thereof. The User further agrees and undertakes to provide correct and valid debit/credit card details.
  2. The User may pay his/ her amount to the Company by using a debit/credit card or through online banking account. The User warrants, agrees and confirms that when he/ she initiates a payment transaction and/or issues an online payment instruction and provides his/ her card / bank details:
    • The User is fully and lawfully entitled to use such credit / debit card, bank account for such transactions;
    • The User is responsible to ensure that the card/ bank account details provided by him/ her are accurate;
    • The User is authorizing debit of the nominated card/ bank account for the payment selected by such User along with the applicable Fees.
    • The User is responsible to ensure sufficient credit is available on the nominated card/ bank account at the time of making the payment to permit the payment of the dues payable or the bill(s) selected by the User inclusive of the applicable Fee.

SHIPPING AND DELIVERY POLICY:

Company will provide services, ship goods or deliver electronically as required. All prices displayed on this website include shipping costs (if applicable). Many payments for services or accreditation do not require shipping.

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PRICING POLICY:

All of our prices are in Indian Rupees (INR) for Customers. The applicable tax is charged separately as per prevailing rates.

CUSTOMER SERVICE POLICY:

We endeavor to make sure that all products and services listed on our website are currently available and pricing is true and correct.

PAYMENT GATEWAY DISCLAIMER

The Service is provided in order to facilitate access to view and pay online. The Company or the Payment Service Provider(s) do not make any representation of any kind, express or implied, as to the operation of the Payment Gateway other than what is specified in the Website for this purpose. By accepting/ agreeing to these Terms and Conditions, the User expressly agrees that his/ her use of the aforesaid online payment Service is entirely at own risk and responsibility of the User.

CANCELLATION POLICY

Once the User will be registered and paid the Fee through online Payment Gateway. He/She will not be able to cancel the transaction in any circumstances. No Payment will be refunded to the User.

PAYMENT REFUND POLICY FOR ONLINE PAYMENTS

Refund for Excess Payment:Any excess amount paid through payment gateway to Company, otherwise or in lieu of cancellation (after deducting cancellation charges) will be refunded through cheque.

REFUND FOR CHARGE BACK TRANSACTION:

In the event there is any claim for/ of charge back by the User for any reason whatsoever, such User shall immediately approach the Company with his/ her claim details and claim refund from the Company alone. Such refund (if any) shall be effected only by the Company via payment gateway or any other means as the Company deems appropriate. No claims for refund/ charge back shall be made by any User to the Payment Service Provider(s) and in the event such claim is made it shall not be entertained.

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REFUND FOR FRAUDULENT/DUPLICATE TRANSACTION(S):

The User shall directly contact the Company for any fraudulent transaction(s) on account of misuse of Card/ Bank details by a fraudulent individual/party and such issues shall be suitably addressed by the Company alone in line with their policies and rules.

GET IN TOUCH

WhatsApp
+91-9839587798
Calling
+91-551-2205674
Mon to Sat
Time – 10:30 AM to 6:00 PM [email protected]

UPI ACCEPTED HERE
BANK DETAIL

NAPR Business Private Limited
Bank Name : HDFC BANK
Account No: 50200039145982
IFSC Code : HDFC0000721
Branch Address : 77 & 78 Radhika Complex ,
Ahsuran Chowk, Gorakhpur
273001 (U.P.)

NAPR Business Private Limited
Bank Name : ICICI BANK
Account No: 191905001079
IFSC Code : ICIC0001919
Branch Address : Medical College Road,
Branch Gorakhpur
273001 (U.P.)

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